FINANCIAL PLANNING

You’re not dealing with a big system, they know your wants and needs.

Jordan Elliot – Integro Client Since 2016

They don’t just apply a blanket sort of planning.

Wayne Miller – Integro Client Since 2013

They take notice, and you are treated as an individual, not just one of a group

Margaret Anderson – Integro Client Since 2013

Integro totally understand my business and my goals.

Garrod Keightley – Integro Client Since 2011

PLAN FOR CHANGE BEFORE YOU NEED TO CHANGE YOUR PLAN

Achieving a desired outcome begins with a common goal.
Whatever your individual financial needs and circumstances, we offer a highly personalised financial experience founded on trust and based primarily on understanding your professional and lifestyle goals.
A sound, fundamental process is then applied to determine how to achieve those goals, while keeping you fully informed of how we plan to do so.
We are committed to delivering concrete, measurable results, not vague outcomes.

SERVICES

INVESTMENT
MANAGEMENT

We provide active portfolio management aligned to your investment goals, with regular reporting, reviews and action plans.

RISK
MANAGEMENT

We can develop a comprehensive plan to protect your personal and business assets as appropriate.

CASHFLOW
MANAGEMENT

We offer advice on ways to sustain your current lifestyle while providing for the future.

LOAN AND DEBT
MANAGEMENT

In partnership with selected lenders and brokers, we can source the most advantageous loan products and interest rates, and manage debt paydown schedules if required.

ESTATE
PLANNING

In consultation with external advisers, each year we can assess your estate plan, with a thorough review every five years.

PROJECT
MANAGEMENT

We liaise with your accounting and legal advisers to ensure your plan is comprehensive and executed in a consistent and timely manner.

PERSONAL
SUPERANNUATION

We can advise on all your superannuation requirements, whether setting up a self-managed super fund or identifying an existing fund to suit your requirements.

SELF-MANAGED
SUPER FUNDS

We specialise in advising on self-managed super funds and keep abreast of all the regulatory rules that govern them.

BUSINESS / INDIVIDUAL
RISK INSURANCE

We can identify risk and insurance issues that you or your business may face and advise appropriate solutions.

As opposed to the typical ‘set and forget’ asset allocation strategies, where advisers spread investments across different types of assets in a more or less unchanging proportion, we adopt a more active approach. For example, while we promote diversification by investing across the main asset classes, we will change the proportion in each asset class if the underlying fundamentals suggest those assets will either over-perform or under-perform their long-term average returns in the immediate future.
Jonathan Tolub

CONFIDENCE THROUGH COMMUNICATION

GAINING UNDERSTANDING

We map out your current financial situation and clearly identify your short, medium and long-term goals.

ESTABLISHING THE FRAMEWORK

We formulate a strategy to meet those goals and then develop a structured plan to implement it.

DOCUMENTING THE STRATEGY

We provide you with an easy-to-read document that details the strategy and sets out a clear path to the future.

MONITORING THE PLAN

We continually monitor and adjust the plan in line with your changing life conditions.

Victor Kailis – Integro Client since 2013 (FP)

My wife Janice and I travel as regularly as we can. We go away overseas. And the benefit of being with Integro is the income we earn from our super fund enables us to do that and enjoy it.
Victor Kailis – Integro Client since 2013

Jordan Elliot – Integro Client since 2016 (FP)

When your business is growing you can tend to forget about the personal side, like insurances. I’d never really appreciated insurance until they went through the pros and cons and set it out in layman’s terms. They set up the life insurance and so on, and then presented it to the insurance companies. They do it all, and go into bat for you.
Jordan Elliot – Integro Client since 2016

Wayne Miller – Integro Client since 2013 (FP)

My wife and I worked out our requirements and what we’d like to do in retirement, but I mainly wanted to make sure the family are taken care of. Justin broke it all down and tidied things up. He looked at the available money to go in, and the income stream. He asked how we want to live, and looked at the outgoings, how much we need to live, how much there is to spare and so on, then set up the plans.
Wayne Miller – Integro Client since 2013

Margaret Anderson – Integro Client since 2013 (FP)

They treat you as an individual. They ask questions to find out what are your needs, what are going to be your needs. We all have slightly different lifestyles, and as you get older, obviously your needs will change. They take notice, and you are treated as an individual, not just one of a group.
Margaret Anderson – Integro Client since 2013

Allan White – Integro Client since 2013 (FP)

What’s important to me is that my wife and I are secure. Jude’s already retired but I like what I’m doing so I’ll just keep on working. But I want to be able to take time off when I want. Plus I want to make sure that our sons and their families have a good, stable environment on a sound financial footing. And that’s what Integro are achieving.
Allan White – Integro Client since 2013

Joe Evangelista – Integro Client since 2016 (FP)

Good financial planning is not a churn and burn approach like some financial planners and stockbrokers take, making money from just buying and selling shares for you. It’s about determining the investment strategy, making the appropriate investments, and then monitoring the investments to see how they’re performing.
Joe Evangelista – Integro Client since 2016

Dr Gordon Harloe – Integro Client since 2011 (FP)

In 2017 I had a significant health issue, requiring a long time off work. Justin said give us the medical information and we’ll do it all for you. They did the discussions with the insurance company, got all the paperwork done, and the incredibly quick processing of my crisis care claim meant that I could focus on my health. To have this burden taken care of was immensely comforting to me and my family.
Dr Gordon Harloe – Integro Client since 2011

Garrod Keightley – Integro Client since 2011 (FP)

We had a successful thriving business and a commercial property. We were doing very well, but I needed advice on how to future-proof everything, and basically plan for my retirement. Justin provided strategic advice, looking at where I was heading and what I needed to do.
Garrod Keightley – Integro Client since 2011

Get in touch

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